Difference between revisions of "Teens Board"

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A bankruptcy proceeding, Will be It A Way Out
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{{Infobox Lesson
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| Name          = Teens Board
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| Topic        = Math
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| Subtopic      = Linear Counting
Negotiations with creditors have failed. Repossession is actually imminent and foreclosure proceedings have begun. Your income will be merely not sufficient to pay your bills, regardless how low the payments are. It might become time to consider bankruptcy.  
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| image        = [[File:Teen_board_4.JPG|320px]]
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| Level        = [[Primary]]
Personal law progressed while a reaction to the abuses surrounding debtors prison. Before the nineteenth century a prison system existed for those that who didn'n pay their bills. In case a merchant filed a claim, the debtor was actually incarcerated till his financial obligations were paid. (Women were not present in debtor's prison, not because of chivalry but because they did riot have the ability to be lent). The lender were legally in charge for the expenses in the prison stay, including nutrients, but seldom paid. After all, a debtor would have to sue so as to enforce this particular law, and it were rather difficult to sue when in prison. Since a result, many debtors languished in prison for decades, surviving on what their family could provide to them or, in many cases, basically starving to death. However some lenders would doubtless not object to the renewal of debtor's prison, fortunately we reside in much more enlightened times. Bankruptcy had been created to supply a second chance (or third, or next) to these hopelessly in debt It gives a mechanism to wipe the slate clean and begin anew. When times have transformed, though, so gets the personal signal. Not all debts could be wiped out. The proceedings can be easily disqualified in the event of improper methods. There are many things a debtor should know before resorting to personal bankruptcy.  
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| Age          = 4+
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| Preqs        = [[Teens Beads]]
The Bankruptcy Selection
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| Materials    =
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}}
There are two kinds of individual bankruptcy: Chapter 7 and Chapter 13. Chapter 7 personal bankruptcy, named for the chapter number in the a bankruptcy proceeding signal, requires an entire liquidation of all financial obligations and cancels a lot of no-exempt debts. Chapter 13 bankruptcy is essentially a court-mandated payment strategy that sets way up cost-effective monthly payments to your creditors,
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This activity teaches the child about the names of the numerals 11-19.
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==Presentation==
The decision to declare individual bankruptcy is actually not a simple one particular. Sadly, many a bankruptcy proceeding attorneys recommend individual bankruptcy to just about any individual that they look for advice with. All too often frightened viewers are advised to declare a bankruptcy proceeding just to avoid a number of bad debts. This really is a mistake. Personal should truly be a last vacation resort while the legal system meant it to be. A a bankruptcy proceeding shows up on your credit for twelve many years, and although lending criteria are continually changing, many lenders is not going to even consider a very applicant who has had a bankruptcy. What'utes far more, a Chapter 7 individual bankruptcy can hit you up for most of your property. Before setting up a choice to declare personal, estimate just how harmful your situation really is actually. On a piece of document, make a listing of almost all your assets and the approximate value these people could end up being sold for. On the other side, always make sense each one of your debts. If the financial obligations exceed the assets by a large percent, you may wish to consider a bankruptcy proceeding. On the other hands, if it seems your situation may improve (you may get a brand new job or a second income), or if your assets are of greater value or close in value to your debts, a different approach may become appropriate.  
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# step one
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#: [[Image:Teen_board_1.JPG|220px|center]]
Work out with your creditors
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# step two
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#: [[Image:Teen_board_2.JPG|220px|center]]
Explain your situation and check for more time to pay. If the creditors refuse and continue to threaten garnishment inform them this kind of motion would force you into a bankruptcy proceeding. No creditor would like to hear the "B" term. Using becoming a bankrupt since a risk will be a very powerful negotiating instrument, confronting creditors with a choice between finding a little each month or probably having nothing through individual bankruptcy. Don'testosterone try this specific tactic on guaranteed creditors. These people may arrange to repossess your property to steer clear of having to proceed through court.
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# step three
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#: [[Image:Teen_board_3.JPG|220px|center]]
Contact Public Credit rating Counseling
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# step four
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#: [[Image:Teen_board_4.JPG|220px|center]]
When mentioned earlier in the book, Public Credit rating Counseling is a non-profit group funded by creditors to help shoppers navigate repayment plans. It will be often able to negotiate payment arrangements better than the individual because of its constant contact with a variety of creditors. If you can't work a satisfactory arrangement, give these people a try. Remember, the fact that you are using credit counseling may appear on your credit score record.
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# step five
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#: [[Image:Teen_board_5.JPG|220px|center]]
Consider Chapter 13 individual bankruptcy
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== Points of Interest ==
This specific kind of filing really helps to repay your debts in a court-mandated fashion and will appear on your credit score record for only seven numerous years, If negotiations fail or there simply isn'capital t adequate money to make ends meet Chapter 7 personal may be your only option. Personal bankruptcy really doesn't necessarily discharge almost all debts. If your bad debts are exempt coming from bankruptcy, filing will do a small amount of to improve your situation. In case a co-signer had been used, the debt would then always be owed through the co-signer, unless that man or woman in addition expressed becoming a bankrupt. In community property states a wife or husband's assets and bad debts would additionally always be included in the a bankruptcy proceeding, assuming these are community property. Consider almost all very carefully before deciding to record.  
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== Control of Error ==
Non-Dischargable Debts - Bills You Have To Pay In Spite Of Individual bankruptcy
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Knowledge of the child himself.  
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The matching of the count and the number, or numeral.
Selected varieties of debt can't be automatically eliminated by personal bankruptcy filing. These people must meet particular requirements before being taken away by personal bankruptcy. If a lot of your bad debts are non-dischargeable, personal bankruptcy may not remedy your economic dilemma. The sole ways a non-dischargeable debt may be eliminated through a bankruptcy proceeding are through a helpful exception being given with the court, a particular period of energy transpiring considering that the debt ended up being due, or because the creditor really doesn't object to the discharging in the debt. Particular bad debts can only always be discharged by a helpful exception. These are:  
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== Variations and Extensions ==
Recent Student loans
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== Material ==
It is applicable to college student loans that became due within the last five a long time. Any extension of repayment would always be added to this unique stage. Some courts, furthermore, is only going to discharge payments that are more than five numerous years past due. Therefore if the college student loan was due seven years ago and the payments were initially to become made over a five-year period, you would still always be liable for the last three quite a few years of payments. The court may often grant an exception with a college student loan if it would produce a good "undue hardship" for you to pay it. That is rarely given.  
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===Make Your Own===
   
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*An easy alternative would be to simply make a set of cards just like those used for the work with the Golden Beads, only for this set you would need nine "10" cards plus the unit cards 1-9.<br>
Taxes
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*These could be made out of poster board:
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*:[[File:Handmade Childhood teen board 1.jpg|230px]] [[File:Handmade Childhood teen board 2.jpg|230px]] [[File:Handmade Childhood teen board 3.jpg|230px]]
Federal, express, and the nearest taxes are not dischargeable for at least three a long time after you file your taxes come back. Even if you've been tied upward in tax court for more than three many years, any taxes assessed within 240 times of filing for a bankruptcy proceeding is truly non-dischargeable. Property taxes are dischargeable when they are over 1 year late, but the lien toward your property is truly not. Underneath fine is truly which you can count on the government collecting its own taxes money eventually.  
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*:(For a detailed description of how this was done, see [http://ahandmadechildhood.blogspot.com/2010/03/montessori-teen-board-on-fly.html A Handmade Childhood].)
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*These were made from strips of masonite with strips of wooden dowels used for dividersThe numbers were printed on self adhesive paper and then stuck on.
Child Help and alimony
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*:[[File:Maybe Mntsr teen board 1.jpg|210px]] [[File:Maybe Mntsr teen board 2.jpg|300px]]
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*:Source: [http://maybemontessori.blogspot.com/2011/06/little-diy-math-post.html Maybe Montessori]
These can only be discharged in special circumstances, which generally include agreements that have not been court-ordered. If one soon-to-be ex seems to have opted for assume greater than 50 percent of marital debts in exchange for lower assistance payments, the court may not discharge most financial obligations held from the girlfriend for becoming a bankrupt. Look for advice the lawyer if it situation is applicable.  
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===Where to Buy===
Fines
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'''Teens board'''<br>
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[http://www.affordmontessori.com/product_details.asp?productcode=%27MA08A%27 Affordable Montessori] $39.00 (with beads)<br>
Neither fines from a court, judge, or govt agency nor surcharges, effects, and restitution, while a overall rule, may be discharged in a a bankruptcy proceeding. The same is truly accurate of debts incurred while a result of damage or liability from driving while intoxicated. The debt incurred coming from intoxicated driving has to be established in court and also a judgment must be issued by a higher court. Small-claims, traffic, and municipal judgments for intoxicated driving are a lot of dischargeable. Once again, check with a great lawyer.  
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[http://www.montessoriresources.com/Seguin-Boards-TEEN-P335C7.aspx Albanesi] $86.00<br>
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[http://www.alisonsmontessori.com/Teens_Board_p/m11.htm Alison's]$33.00<br>
Financial obligations not discharged in a previous bankruptcy
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[http://www.grandpas.ca/product_info.php/cPath/5/products_id/153?osCsid=4bf68431d04f4ebb9bdb3cf262594d92 Grandpas] $29.00<br>
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[http://www.julianagroup.com/index.lasso?page=detail&ProductID=157&FamilyID=29&skip=0 Juliana] $121.80<br>
If bad debts from a previous becoming a bankrupt have been found non-dischargeable, these people cannot be discharged in a later a bankruptcy proceeding.  
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[http://montessori-n-such.com/detail.aspx?ID=507 Montessori N' Such] $49.50<br>
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[http://www.montessorioutlet.com/cgi-bin/item/510500191/5105/Montessori%2DOutlet%2DTeen%2DBoards%2D%28USA%2DPrint%29 Montessori Outlet] $30.95 (USA print)<br>
Financial obligations not detailed on your a bankruptcy proceeding petition
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[http://www.montessorioutlet.com/cgi-bin/item/510500192/5105/Montessori%2DOutlet%2DTeen%2DBoards%2D%28Cursive%29 Montessori Outlet] $30.95 (cursive)<br>
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[http://www.nienhuis.com/teen-boards-usa-style-print.html Nienhuis] $75.00 (USA print)<br>
If you are unable to include a debt on your petition, it are not likely to always be discharged. Many people filing individual bankruptcy carry on one particular or a lot more credit lines with small balances or no balance out in the bankruptcy proceeding to preserve portion of their credit resources. Another tactic should be to reaffirm debts on the condition that credit rating remains to always be offered. The creditor, confronted with a choice between collecting nothing and maintaining your credit, will at times choose the latter. Always be very careful when reaffirming debt. You are not obligated to and you also must have a brand-new written contract spelling out every one of this new conditions.  
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[http://www.nienhuis.com/teen-boards-print.html Nienhuis] $75.00 (print)<br>
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[http://www.nienhuis.com/teen-boards-cursive.html Nienhuis] $75.00 (cursive)<br>
Other varieties of non-dischargeable debts can be discharged immediately if the creditor does not object If the creditor objects, these bad debts will probably be judged as a result of court to always be possibly dischargeable or non-dischargeable. The creditor can make sure you ask that the bad debts not be discharged should they claim the following conditions existed:  
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'''Bead Sets'''<br>
The debt has been acquired by Intentionally fraudulent behavior
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[http://www.montessoriresources.com/Colored-Bead-bars-1-9-and-9-Tens-for-Teen-Boards-P336C7.aspx Albanesi] $24.00<br>
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[http://www.alisonsmontessori.com/Teens_Bead_Set_p/m40.htm Alison's] $15.00<br>
Fraud in this particular case is any dishonest work used to obtain credit. Declaring to become an individual you are not, or borrowing money when you have no means or intention of repaying it, would become clear-cut samples of fraud. Not disclosing selected relevant facts could often end up being construed since fraud. If you create a promise and intend to remain it and believe you may be able to keep it, that is truly not fraud. Creditors tend to always be paranoid and believe everyone is actually defrauding them, so this excuse for non-discharge will be often utilized by creditor'ersus attorneys.  
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[http://www.bruinsmontessori.com/itemdetails.php?item_id=56 Bruins] $13.00<br>
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[http://www.cabdevmontessori.com/product.php?productid=16735&cat=253&page=5 Cabdev] $16.00<br>
Bad debts Incurred when a Result of False Written Statements
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[http://www.calibermontessori.com/catalog/item/3528880/3230574.htm Caliber] $4.99<br>
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[http://www.montessoribuy.com/cartdetails.asp?id=HTM0242 Creative Learning] $7.95<br>
A blatantly false credit rating software would qualify. The inaccurate statement has to be a helpful important fact and another that the creditor relied on as a way for the debt to always be judged non-dischargeable. A misspelled name or minor error would not render a debt non-dischargeable. Drastically overstating income or misrepresent a job title would end up being considered fraudulent.  
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[http://www.grandpas.ca/product_info.php/products_id/155?osCsid=4bf68431d04f4ebb9bdb3cf262594d92 Grandpas] $7.00<br>
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[http://www.julianagroup.com/index.lasso?page=detail&ProductID=158&FamilyID=29&skip=1 Juliana] $23.80<br>
Fraudulent usage
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[http://www.kidadvance.com/Store/ProductDetails.asp?Pid=140 Kid Advance] $7.99<br>
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[http://www.montessoriconcepts.com/products.php?cat=Math&num=5 Montessori Concepts] $7.00<br>
If you charge "luxury goods or services" in the amount over $5 hundred within 40 days before filing bankruptcy, the debt is truly likely to always be deemed non-dischargeable. The same is actually correct if money advances are obtained fewer than twenty days before declaring personal bankruptcy. A several simple charges, made to steer clear of pre-clearance, would furthermore always be considered fraudulent if you were over your credit reduce or obviously unable to pay.  
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[http://www.montessoriland.com/site/1270021/product/2010 Montessori Land] $14.00<br>
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[http://montessori-n-such.com/detail.aspx?ID=543 Montessori N' Such] $16.00<br>
Financial obligations resulting through unlawful or malicious operates, embezzlement, larceny, or breach of fiduciary Obligation
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[http://www.montessorioutlet.com/cgi-bin/item/510500830/5105/Montessori%2DOutlet%2DTeen%2DBead%2DBox%2D Montessori Outlet] $6.95<br>
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[http://www.nienhuis.com/teen-bead-box-connected-beads-nylon-1-2.html Nienhuis] $19.50 (connected nylon beads)<br>
Any money owed because of illegitimate assists this sort of while embezzlement (swallowing property left within your safekeeping), larceny (theft), or the losing to fulfill your duties while a trustee can be non-dischargeable. The court will generally de a definition of fiduciary obligation.  
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[http://www.nienhuis.com/teen-bead-box-individual-beads-nylon-1-2.html Nienhuis] $24.00 (individual nylon beads)<br>
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[http://www.nienhuis.com/teen-bead-box-individual-beads-glass-1-2.html Nienhuis] $28.50 (glass beads)<br>
Once you've examined your debts and determined what is actually dischargeable and what is actually not, you can decide regardless of whether individual bankruptcy would enhance your current economic situation. There are numerous other things you ought to know before you decide whether to report.  
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'''Set of both Seguin boards'''<br>
Exempt Assets
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[http://adenamontessori.us/details.php?did=45 Adena] $46.64<br>
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[http://www.bruinsmontessori.com/itemdetails.php?item_id=46 Bruins] $130.00<br>
A common misconception about personal will be that you just lose everything you unique to satisfy your financial obligations. In fact, the court will allow people to preserve many things essential to your well being, and perhaps even a little bit far more. Despite the fact that there is a federal exemption law, only in states and the District of Columbia allow people to work with it These states let you decide on between the state and federal exemption legal guidelines. The in states are:
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[http://www.cabdevmontessori.com/product.php?productid=16733&cat=253&page=4 Cabdev] $49.00<br>
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[http://www.calibermontessori.com/catalog/item/3528880/3230151.htm Caliber] $39.99<br>
Connecticut
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[http://www.montessoribuy.com/cartdetails.asp?id=HTM0189 Creative Learning] $52.95<br>
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[http://www.montessorimaterials.com/content/teen-boards-and-tens-boards-whole-set E & O] $150.00 (with beads)<br>
Hawaii
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[http://www.kidadvance.com/Store/ProductDetails.asp?pid=287&catid=4 Kid Advance] $54.99<br>
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[http://www.montessoriconcepts.com/products.php?cat=Math&num=4 Montessori Concepts] $45.00<br>
Massachusetts
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[http://www.montessoriland.com/site/1270021/product/ID_%202009 Montessori Land] $69.00<br>
 
Michigan
 
 
Minnesota
 
 
Brand new Jersey
 
 
Brand new Mexico
 
 
Pennsylvania
 
 
Rhode Island
 
 
Texas
 
 
Washington
 
 
Wisconsin
 
 
Vermont
 
 
The other states require a man filing personal to use express exemptions.
 
 
Here are a few samples of things that might always be exempt, with respect to the condition which the petition is actually filed.  
 
 
· Personal effects
 
 
· Furniture
 
 
· Cars (to a max of a selected amount of equity)  
 
 
· Tools of the trade
 
 
· Equity m a residence (at times the whole residence)  
 
 
· Stockings
 
 
· Household goods
 
 
· Textbooks
 
 
· Jewelry
 
 
One very interesting exemption is the homestead exemption. When Henry Connally, the former governor of Texas, declared individual bankruptcy a couple of years ago, many people were surprised that he ended up being permitted to keep his huge mansion, valued at several million dollars. Texas seems to have a homestead exemption that allows any person petitioning individual bankruptcy to remain approximately one particular acre in the urban area or 100 acres in a rural area, irrespective of value. The ex-governor may have had a very good legal professional, but many other states in addition offer homestead exemptions.
 
 
1 individual bankruptcy technique is to sell non-exempt property before individual bankruptcy and convert it into exempt property. For case in point, a Texas resident might sell non-exempt assets and use the proceeds to pay off the home mortgage on her homesteaded property. You would almost certainly want to look for advice a great legal professional before attempting this kind of transfer of assets, unfortunately, since court could very easily view such action being an abuse from the personal laws and regulations.  
 
 
Even in case your particular amount of equity is actually exempt, your creditors can often sell the resource to retrieve any excess equity you may have. If you possess a vehicle worth $ten,000, for instance, and also you only owe $5,000 on it and your state exemption is $1,200, the creditor can sell the car and offer you $1,200. Some states allow 'Wildcard" exemptions that might be used to pay for the difference.  
 
 
Knowing which financial obligations are dischargeable and what the law allows a petitioner to retain, a rational selection may be made whether or not to record for individual bankruptcy. If you perform choose to file, there are many ways of going about it-as well as several pitfalls to keep.  
 
 
Having Action
 
 
When you've decided to take activity you can begin the filing procedure. If creditors are knocking on the doorway and repossession, foreclosure, or garnishment is just about the comer, it may always be wise to consider using a very unexpected emergency filing to obtain a good automatic stay. A very automatic stay blocks creditors coming from consuming any further action until the case goes before a personal bankruptcy judge. Unlike a bankruptcy filing, which will includes several pages of info a good unexpected emergency filing will be only one page prolonged and is made up of a report on your creditors. The entire content of the petition has to be filed within fourteen days and nights or the case will be dropped. The court will send notices in the pending becoming a bankrupt to the creditors shown, who must cease a lot of further selection measure. When they carry out not cease, send them copies with the automatic stay and request that further assortment action cease. A creditor can make sure you ask that the automatic stay always be lifted, allowing him to continue series action. Only a landlord trying to evict you from a rented dwelling will generally prevail, unless there will be a prolonged-term lease involved. If you are renting on a long-term lease, which could become considered a great resource, the landlord may have to wait for a conventional @g so as to evict YOU.  
 
 
Once the wolves are at bay, another selection will need to be made: no matter whether to use a personal law firm. Attorneys, while all of us realize, are expensive. In the case of the complicated becoming a bankrupt, unfortunately, they can be invaluable. If you have a significant bit of property or valuables, if you are attempting to move money from non-exempt to exempt assets, if your creditors try to make your debts non-dischargeable because of fraud, or if there are some other complications, you may wish to employ an experienced individual bankruptcy lawyer. Mall about. Don'n end up being frightened to discuss. Ask a wide range of questions and consult several attorneys before you're making your choice.  
 
 
If you have a very simple a bankruptcy proceeding or can't find the money for the legal professional, invest $15 in a good do-it-yourself individual bankruptcy book. It will offer in-depth info not covered in it chapter. Typing services am additionally available to type upwards bankruptcy forms. They're cost-effective and, in the case of the very simple becoming a bankrupt, can take the place of a good legal professional. If your case will be complicated so you can'big t pay for a helpful lawyer, do your personal research. Read a consumer a bankruptcy proceeding manual first and after that look for advice a good legal library. There are many legal guides devoted strictly to a bankruptcy proceeding. Once you or your lawyer have ready your case, you're ready for official operate.  
 
 
The Filing Procedures
 
 
Every single one a favorable papers might be obtained through your neighborhood becoming a bankrupt court. Consult the yellow pages under Federal government Services (generally in the start from the book) on an address and cell phone number. The court gives you fourteen days and nights from the take out of a good urgent situation filing to accomplish the official experience. If Chapter 7 personal bankruptcy will be being filed, you will need to send in the following forms after you have received them from the court:  
 
 
· Statement of Economic Affairs.  
 
 
· Lifestyle of Current Income and Current Expenditures.  
 
 
· A timetable describing your financial obligations.  
 
 
· A lifestyle explaining your property.  
 
 
· A book listing exempt property.  
 
 
· A conclusion from the above schedules.  
 
 
· Statement of Intention in regard to your attached property and what you intend to carry out with it
 
 
· Statement of Executory Contracts talking about contract that will must be fulfilled, these kinds of because auto leases.  
 
 
· Individual bankruptcy Petition write about sheet.  
 
 
· Mailing addresses of just about all creditors.  
 
 
· Any required nearby forms.  
 
 
A fee will in addition be assessed, usually $90, due in the course of filing. The court will generally accept installments of a several-month period. The program for installments must accompany the petition.  
 
 
After your petition is filed, a achieving of the creditors will likely be arranged. The court appoints a trustee to preside over the meeting and to always be liable for the liquidation of assets. With most smaller bankruptcies, only the individual filing and the trustee will show up at. The trustee, who can be quite a the nearest law firm, will check several concerns about the information on the a bankruptcy proceeding paperwork. Call and question the court clerk what papers you will need to bring (normally economic statements or sometimes even duty earnings). If a big property is involved, specially if it is truly nonexempt, property, your creditors may occur to protest any exemptions. They will may furthermore attempt to grill you about your intent to pay the expenses or about getting some shut-eye on your request. Answer actually and there shouldn'testosterone be described as a problem.  
 
 
If the creditors' attorneys turn out to be abusive, demand a hearing before the personal bankruptcy judge before the proceeding should go any further. If the creditors object to any of your exemptions, that they have 30 days and nights after the creditor's visiting to record the objection with the court. The court will lifestyle a hearing and you will then become provided the chance to respond, though you don'testosterone have to. A creditor may even try to claim a debt because non-dischargeable because of fraudulent acts, a @ or malicious behave, or embezzlement or theft. He can only accomplish this unique if he successfully raises the objection within sixty days with the creditors' achieving. To defend yourself, you or your attorney will have to document a written response and be set up to argue your case in court.  
 
 
Once most the requirements have been met and your intentions have been made clear, the court can declare the a bankruptcy proceeding discharged. No official hearing are going to be held unless you have chosen to reaffirm your credit card debt in which case the judge may wish to be sure that you just understand what you are doing. After this kind of time, provided the creditors perform not raise any objections, the dischargeable debts are erased.  
 
 
Picking Upward The Pieces
 
 
Bankruptcy has been once the lowest disgrace that could befall somebody. Today, unfortunately, it will be commonplace. Corporations declare a bankruptcy proceeding to get out of contracts or avoid legal judgments. Individuals rely on it to protect them through a society that extends credit rating way too quickly.  
 
 
A bankruptcy proceeding does not always mean that you simply will automatically be denied just about all credit rating for five numerous years. In fact, many firms search at bankruptcy since a dependable way of discharging debts when there is no other way out. Creditors fear personal, nonetheless they often realize that when they lend to anyone who has declared personal bankruptcy, they require not worry about another a bankruptcy proceeding for seven far more a long time (you can only report once each and every seven many years). If you happen to have a good explanation for the personal bankruptcy, such like medical bills, divorces, or some other catastrophic event, a creditor may always be willing to overlook it and extend credit rating. Make sure you ask potential creditors about their policy toward bankruptcies. Their responses may become amazing.  
 
 
Darryl Power over 3 a long time in online marketing, 1 year in Pay-Per-Simply click advertising and 7 quite a few years of business supervision.
 

Revision as of 10:48, 27 June 2012

Teens Board
Math - Linear Counting
Teen board 4.JPG
LevelPrimary
Age4+
PrerequisitesTeens Beads

This activity teaches the child about the names of the numerals 11-19.

Presentation

  1. step one
    Teen board 1.JPG
  2. step two
    Teen board 2.JPG
  3. step three
    Teen board 3.JPG
  4. step four
    Teen board 4.JPG
  5. step five
    Teen board 5.JPG

Points of Interest

Control of Error

Knowledge of the child himself. The matching of the count and the number, or numeral.

Variations and Extensions

Material

Make Your Own

  • An easy alternative would be to simply make a set of cards just like those used for the work with the Golden Beads, only for this set you would need nine "10" cards plus the unit cards 1-9.
  • These could be made out of poster board:
    Handmade Childhood teen board 1.jpg Handmade Childhood teen board 2.jpg Handmade Childhood teen board 3.jpg
    (For a detailed description of how this was done, see A Handmade Childhood.)
  • These were made from strips of masonite with strips of wooden dowels used for dividers. The numbers were printed on self adhesive paper and then stuck on.
    Maybe Mntsr teen board 1.jpg Maybe Mntsr teen board 2.jpg
    Source: Maybe Montessori

Where to Buy

Teens board
Affordable Montessori $39.00 (with beads)
Albanesi $86.00
Alison's$33.00
Grandpas $29.00
Juliana $121.80
Montessori N' Such $49.50
Montessori Outlet $30.95 (USA print)
Montessori Outlet $30.95 (cursive)
Nienhuis $75.00 (USA print)
Nienhuis $75.00 (print)
Nienhuis $75.00 (cursive)

Bead Sets
Albanesi $24.00
Alison's $15.00
Bruins $13.00
Cabdev $16.00
Caliber $4.99
Creative Learning $7.95
Grandpas $7.00
Juliana $23.80
Kid Advance $7.99
Montessori Concepts $7.00
Montessori Land $14.00
Montessori N' Such $16.00
Montessori Outlet $6.95
Nienhuis $19.50 (connected nylon beads)
Nienhuis $24.00 (individual nylon beads)
Nienhuis $28.50 (glass beads)

Set of both Seguin boards
Adena $46.64
Bruins $130.00
Cabdev $49.00
Caliber $39.99
Creative Learning $52.95
E & O $150.00 (with beads)
Kid Advance $54.99
Montessori Concepts $45.00
Montessori Land $69.00